Joint Liability Group Model is not reliable for microfinance: Kotak CEO Vaswani.

Kotak Chief Ashok Vaswani stated that the joint liability group (JLG) model alone isn't reliable If you cannot rely upon JLG, you're going to do ...

SBI Chief says moderation in corporate credit is visible, but unsure whether its because of Trump Tariff

A lot of prepayment and early payments have happened in the corporate growth either because of delay of raising or because some equity raising has ...

Kotak to focus on value for credit card business than volume; target is affluent segment, says CFO

The technology embargo by RBI on Kotak Mahindra Bank's credit card business has brought its credit card market share down to 4 per cent from 6 per ce...

Explainer: RBI's push to internationalise the rupee through special vostro accounts

By gradually increasing the number of trade partners using INR and stabilising the settlement infrastructure, India aims to enhance monetary sovereign...

Bandhan Bank faces margin, asset quality pressures despite efforts to strengthen portfolio

The bank expects credit growth of 15-17% CAGR over the next 2-3 years, with deposit growth continuing to outpace loan growth.

SBI to hire 18,000 officers in FY26, largest recruitment in a decade, says Chairman CS Setty

SBI to hire 18,000 personnel in FY26, its biggest recruitment in a decade, including 13,50014,000 clerical staff, 3,000 probationary and local offi...

Will ensure RoA over 1 pc in FY26 despite margin pressure due to easing rate cycle: SBI Chairman C S Setty

State Bank of India aims for over 1% return on assets this financial year. Chairman C S Setty anticipates repo rate cuts impacting net interest margin...

Gold loans have all the glitter in retail credit

Gold loans doubled in fiscal year 2025. They became the fastest-growing consumer credit. This growth surpassed housing, vehicle loans, and even credit...

Indian Bank Q4 profit jumps 32% to Rs 2,956 crore on strong core income and improved asset quality

Indian Bank's net profit surged by 32% to Rs 2,956 crore in Q4 FY25, driven by higher core income and improved asset quality. Gross NPAs decreased to ...

SBI's operating profit crosses Rs 1.10 lakh crore in FY25, NII up 4.43 pc

The State Bank of India (SBI) on Saturday reported 17.89 per cent increase in operating profit last fiscal (FY25) that crossed Rs 1.10 lakh crore, whi...

Kotak Mahindra Bank Q4 results: PAT drops 14% YoY, NII up 4%

Kotak Mahindra Bank Q4 results: Private lender Kotak Mahindra Bank on Saturday reported its March quarter results for the financial year 2025, posting...

How fluctuations in interest rates affect Home Buyers?

Home loans in India are closely linked to the repo rate, which directly influences borrowing costs. For instance, on a ₹40 lakh loan for 20 years, a...

How Unified Banking Centres Can Drive Financial Inclusion in Rural India

UBCs, or Unified Banking Centres, are a new and innovative concept of modern banking. They offer a smooth and comprehensive banking experience by comb...

Directors and Officers insurance sees robust growth amid rising boardroom risks

Directors and Officers (D&O) insurance protects the personal assets of a company's directors and officers if they are sued for decisions they make wh...

Outlook for rupee turns more positive as India remains attractive bet for investors

Given India's strong macro fundamentals and growth prospects, it remains an attractive bet for investors and this, along with stable domestic macros a...

India's liberal FDI policy offers huge investment opportunities for global investors: Deloitte

India has made a significant advancement by allowing 100 per cent foreign direct investment under the automatic route in most sectors, including key a...