| Hello |
After struggling to get cash for a car boot stall last month, I was reminded how important access to a bank branch can be. A new deal means you’ll be able to keep doing basic banking at the Post Office until 2030 – but it’s no replacement for a bank. We explain what’s still missing and why it matters as branches continue to disappear.
With the Bank of England expected to cut interest rates on Thursday, we also look at what this could mean for annuity rates.
And some personal news, I'm off to edit our news coverage so I’ll be handing over the reins of the Money newsletter to Matthew Jenkin from next week.
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| Grace Witherden |
| Which? Money expert |
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| TOP STORY |
| Post Office extends major banking services |
| Branches will host services of major UK banks until 2030 under a new deal. We explain what you can and can't do at the post office, and why it won't fill the gap left by bank closures. |
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| Editor’s picks |
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| Tips to cut prescription costs |
| Prescription fees will be frozen this year, but if you need medication regularly you may be paying more than you need to. We asked our experts for ways to cut costs. |
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| Tickets listed for 8x the price |
| We found tickets for major gigs and festivals being resold on Viagogo and StubHub for hundreds more than face value – even while official tickets were still available. |
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| Are annuity rates about to drop? |
| With experts predicting the base rate will be cut this week, annuity rates could be about to fall. We take a look at how annuities work and how to find the best rates. |
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| 4 ways to cut moving costs |
| Stamp duty is the 'biggest barrier' to moving home, according to a new report. While you can't avoid the tax, we share ways to cut your overall costs, from cashback mortgages to haggling. |
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| New Which? Money podcast episode |
| Handling your finances with a dementia diagnosis |
| Listen time: 32 minutes |
| Nearly one million people live with dementia in the UK, but banks don't make it easy for those with a diagnosis to access services. In this episode, we sat down with Victoria Lyons from Dementia UK who explained how to ensure things are made as simple as possible.
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| EXPERT TIP |
| Check if you're on the right tax code
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| Being on the wrong tax code means you could be paying too much on your salary. So it's vital you check your payslip for any errors and, if you do find a mistake, ask HMRC to change the code and refund any money you've overpaid.
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| Matthew Jenkin, Which? senior money journalist
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| Tax codes and what they mean | |
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| Other top stories this week |
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