Compare The Market

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Hello Sam,

Whether you're looking to spread the cost of a big purchase, shift existing debt interest-free, or get rewarded for everyday spending, there are lots of eye-catching credit card deals on offer.

Credit cards can seem confusing at first, with the need to get your head around interest-free terms, fees and APRs, but we've got lots of great tips to help you play your cards right.

BALANCE TRANSFER CREDIT CARDS

MOVE YOUR BALANCE TO 0% INTEREST

Four lenders are now offering interest-free periods of up to 34 months – that’s nearly three years.

- Rep APR: 24.9%
- Balance transfer fee: 2.99%–3.49%
- Transfers usually need to be made within a limited time from account open

Note that you can't transfer balances from cards with the same bank or banking group.

Representative example: Assumed borrowing of £1,200 for 1 year at a purchase rate of 24.9% (variable), representative 24.9% (variable). Correct as of June 2025.

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Credit subject to status. 18+ only.

PURCHASE CREDIT CARDS

Spread the cost of big purchases, interest-free

Looking to make a big purchase? A 0% purchase card could help you split one big payment into lots of little ones – without paying interest.

Compare our best 0% purchase credit card deals for interest-free periods of up to 25 months.

Representative example: Assumed borrowing of £1,200 for 1 year at a purchase rate of 24.9% (variable), representative 24.9% (variable). Correct as of June 2025.

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Credit subject to status. 18+ only.

COMBO CREDIT CARDS

THE BEST OF BOTH WORLDS

A dual-purpose card could give you the flexibility to manage existing balances while spreading the cost of future purchases, all in one place.

There are lots of great combo cards on the market, with a lender offering:

- 0% on purchases up to 24 months and balance transfers up to 21 months
- Balance transfer fee: 3.45%
- APR: 24.9%
- Transfers usually need to be made within a limited time from account open

Representative example: Assumed borrowing of £1,200 for 1 year at a purchase rate of 24.9% (variable), representative 24.9% (variable). Correct as of June 2025.

Compare cards

Credit subject to status. 18+ only.

REWARDS CREDIT CARD

GET REWARDED WHEN YOU SPEND

Rewards cards offer benefits when you spend, including treats such as cashback, air miles and points that you can turn into vouchers.

Check your eligibility without impacting your credit score by comparing rewards credit cards from up to 23 FCA regulated providers.

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Credit subject to status. 18+ only.

WHICH CREDIT CARD IS RIGHT FOR ME?

Bamboozled by balance transfers? Flummoxed by fees? You're not alone. But don't worry.

Our guide to comparing credit cards includes tips on the pros and cons of each option and the key things you need to know before applying.