Hi there, In today’s business environment, employers face a persistent challenge: the rising cost of employee healthcare. Traditional group health insurance, while standard, often leaves businesses vulnerable to escalating premiums, hidden administrative burdens, and a lack of control. Meet the Individual Coverage Health Reimbursement Arrangement (ICHRA). ICHRA is a transformative benefits strategy offering stability and choice in a landscape of unpredictable costs. Instead of managing a single group plan, employers provide a taxfree allowance employees can use to purchase individual health insurance that best suits their needs. This shift from a “defined benefit” to a “defined contribution” model empowers both employer and employee. For employers, ICHRA delivers unparalleled predictability and control over healthcare spending. With a fixed annual amount, you determine the standard monthly allowance per employee class, and that becomes your fixed cost. No surprise premium hikes. No hidden administrative fees. Just precise budgeting and long-term financial forecasting. | 
