RBI's risk-based deposit insurance: Can it help as coverage hits a five-year low?

India's declining ratio, coupled with its expanding deposit base, raises the urgency of recalibrating both the premium structure and the insurance ce...

HDFC Bank gears up for above-system loan growth in FY27 as transition nears completion

Management also expects steady NIM recovery amid easing liquidity and merger normalisation; targets stability across cost, asset quality, and ROA metr...

DCB Bank targets doubling advances in 33.5 years as profitability and margins strengthen

Q2 earnings beat estimates on improved core performance, cost control, and moderating asset quality volatility; management eyes ROE of 14.5% by FY27

Stable margins and fee income lift HDFC Bank's September quarter results: Dnyanada Vaidya

HDFC Bank reported a solid second quarter. Results surpassed market forecasts. Controlled expenses and stable margins supported the performance. Asset...

HDFC & ICICI banks go slow on retail loans

ICICI Bank's retail loans, which account for 52.1% of the total book, grew 6.6% year-on-year and 2.6% quarter-on-quarter to Rs 739,384 crore.

RBL gets a boost from Emirates NBD, but leadership, RBI nod hold the key

Emirates NBD is gearing up for a bold investment in RBL Bank, a decision that promises to infuse the bank with vital financial vigor. Market analysts ...

Global banks bet billions on India deals amid US credit jitters

Indian banks are attracting significant foreign investment, with billions of dollars flowing into the sector. Deals worth approximately $15 billion ha...

PNB expects $1 billion hit in transition to new credit rules, CEO says

Punjab National Bank anticipates a 90 billion rupee impact from new credit loss rules by 2031. The Reserve Bank of India's expected credit loss framew...

Banks getting it right, net interest margins on the mend

Eight of the 24 banks reporting Q2 earnings have seen sequential improvements in net interest margins (NIMs), signaling a potential bottoming out of t...

Gen Z is quitting banking jobs: Why is the young generation ditching stability for flexibility and freedom

Gen Z employees are increasingly leaving banking roles once seen as secure and prestigious, according to a KPMG survey. Nearly half of financial servi...

Health insurance: How insurers can use 'material change' clause to hike your health insurance premium at renewal

Health insurers are introducing a new 'material change' clause in policies. This clause allows them to alter premiums and policy terms. Experts sugges...

Net FDI turns negative in August as outflows, FPI selling rise

In a surprising turn of events, August witnessed a notable decrease in foreign direct investment in India, resulting in a rare negative net FDI for th...

Nifty, Sensex end Samvat 2081 on strong note with 6 pc return

India's stock market began Samvat 2082 with strong momentum, as the NSE Nifty 50 and BSE Sensex closed over the one-year high mark on the final day of...

Rupee to take cues from RBI after assertive action; bonds seen rangebound

INDIA-WEEKAHEAD-Rupee to take cues from RBI after assertive action; bonds seen rangebound

Indian economy not immune to global challenges, but resilient: RBI report

India's economy remains strong despite global challenges. The Reserve Bank of India sees domestic factors boosting growth. Low inflation and healthy c...

India cenbank sold net $7.7 billion in August to arrest rupee's fall, bulletin shows

INDIA-CENBANK/BULLETIN-India cenbank sold net $7.7 billion in August to arrest rupee's fall, bulletin shows

India's counter-tariff strategy begins to show results

Indian exports face challenges from US tariffs. However, India is successfully diversifying its export markets. This strategy is showing positive resu...