I used to have full-blown panic-attacks every Sunday night...
This was back when I was working a dead-end job, barely making rent, and feeling guilty about borrowing money from grandma to lease a car.
(Don't worry, I payed granny back.)
I remember being on my back, looking up at the gross popcorn ceiling of my sad apartment, and thinking...
"This CAN'T be my life."
But it was.
Every decision I'd ever made led me to that cold linoleum floor, eating ramen for every meal.
And that thought, ironically, is what changed everything.
It was my fault.
Me.
I did this to myself.
FUCK.
Because if I'm the one who got me here, didn't that mean I could get myself out?
I did one helluva job fucking up my finances, so why couldn't I do the same in the other direction?
After my panic subsided, I crawled up from the floor and sat down on my Goodwill IKEA kitchen chair to draft my first budget.
It was...
Depressing.
(lol)
But there it was, in black-and-white.
What I had left (not much), what bills were due next week (almost had another panic attack), and how much my paycheck was on Friday.
And even though it was gonna be hard...
I knew I could do it.
Fast forward a couple years and now I get to help thousands of people get out of debt, save money, and change their finances forever.
You could probably guess, but I don't get Sunday Scaries anymore.
So what's the lesson?
No matter how fucked you are, it was YOU who did it.
And that means it's YOU who can undo it.
You just gotta start.
And if you don't know where to start: click here for the quiz.
It'll tell you where you're at and where you need to go.
Taquitos,
Caleb Hammer
P.S. If you took the quiz and you think you want some more help, I gotchu.
Black Friday is going on until December 5th at midnight.
So click here for up to 50% OFF courses and more.
Talk soon.
P.P.S. Got any holiday horror stories, Sunday Scaries prevention strategies, or rags-to-riches stories?
Reply back with your best.
(I do read them, even if I don't always reply.)
Hope you had a great Thanksgiving.
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