The Financial Industry Regulatory Authority's 2026 Regulatory Oversight Report highlights the risks posed by inaccurate AI-generated information, which FINRA said will be a major focus during next year's exams. FINRA emphasizes the need for firms to supervise AI tools as rigorously as human employees, including documenting reviews and archiving AI outputs. The report also underscores rising cybersecurity threats, particularly those involving vendors, and ongoing challenges with Regulation Best Interest and Form CRS compliance.

Venture capital has evolved—and so has the landscape for private wealth investors. The AI-tech revolution has changed the question from "if" investors should include venture to "how." Explore our roadmap to the future of innovation investing.

The Treasury Department and the IRS have released guidance on expanded health savings account eligibility under the recently passed tax and spending legislation. The guidance covers tax benefits related to telehealth, remote care and direct primary care service arrangements. The public comment period will run until March 6.

The Federal Reserve's upcoming policy decision is expected to influence how investors position for 2026, with rate expectations likely to shape equity sentiment ahead of year-end. Markets are also monitoring the potential nomination of National Economic Council Director Kevin Hassett as the next Fed chair, with President Donald Trump set to conduct final candidate interviews.

Many clients, especially those who are older or have recently lost a spouse, may experience profound loneliness during the holidays, writes Bryce Sanders of Perceptive Business Solutions. Sanders recommends ways advisors can help ease this burden and spark joy, including organizing office open houses, attending gatherings together, gifting tickets to local performances and inviting clients to personal holiday dinners.

Crucial tasks when going through a divorce include updating beneficiary designations, reviewing insurance policies, and revising estate and legal plans to reflect the new circumstances, writes Tracy Byrnes of Lebenthal Global Advisors. "Divorce isn't just an ending. It's a new beginning," Byrnes writes.