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Discover a lifetime of stress-free getaways, designed for you |
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Imagine a relaxed, no-fuss approach to holidays, where every stay offers familiar comforts, flexibility and complete peace of mind. From enjoying quiet mornings with a coffee in your favourite sunny spot, to exploring local towns or unwinding in beautiful surroundings, every trip is designed to feel entirely your own.
The Holiday Property Bond offers just that in a brand new way to holiday. With over 1,500 properties across more than 30 UK and European locations, choose from cosy cottages, coastal retreats, and sunlit villas – all offering a comfortable home-from-home and the freedom to discover somewhere new or return to old favourites. |
Many HPB locations include excellent facilities, from heated pools and saunas to tennis courts, gyms, and restaurants.
Whether you want to relax, explore, or spend quality time with loved ones, HPB makes every break easy and memorable, helping you create holidays you’ll treasure for years to come. |
A taste of HPB's portfolio... |
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STIGLIANO
A cluster of centuries-old holiday retreats near Siena and Florence, bathed in the Tuscan sun. |
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TIGH MOR A romantic baronial retreat at the foot of the spectacular Scottish Highlands. |
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PHYSKOS Secluded coastal villas and apartments on the Aegean, surrounded by forested hills and crystal-clear coves. |
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Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £39 (that is around £155 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, the average weekly charge for a studio sleeping two is around £388 and around £597 for a two-bedroom property, larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances), but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.
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