It's wonderful to be back with you for another year of finance fun. 🥳
The start of the year is often a good time to set new financial goals.
Perhaps you'd like to save more, add to your super, cut your grocery budget or pay down your mortgage?
If you're hoping to reset your finances, these tips will help. ✅
A new school year means back-to-school costs, with things like shoes, stationery and technology quickly adding up.
It can cause a lot of financial stress for families, particularly if kids start asking for brand-name items.
Experts say it's a good chance to start teaching financial literacy and empathy. Here's how.
Meanwhile, the Reserve Bank board meets to discuss interest rates this week and stubborn inflation figures mean a rate hike could be on the way. 📈
It could spell mortgage stress for more than a million households.
There is at least one town in Australia where it's cheaper to buy instead of rent.
You can secure a place for less than $150,000 and the affordability is attracting out-of-towners. The catch? It's in outback Queensland. 🦘
Still on housing, if you've applied to rent a property lately, you may have noticed you've been asked a lot more personal questions to qualify.
New property technology platforms mean prospective tenants are being asked up to 50 personal questions and advocates say that is excessive.
Finally, do you have fun with friends without spending much money? 👛
I'm a fan of using libraries and parks to chat while our kids play, catching up at people's homes instead of restaurants and visiting free exhibitions or community events.
Koren Helbig shares how she socialises without spending big.
Until next time,
Stay sensible!
Sensible Emily