On December 23, 2025, the Higher Regional Court of Karlsruhe (OLG Karlsruhe) held that a bank must fully reimburse a customer for 122 unauthorized Apple Pay transactions. The decision aligns with the current jurisprudence of the Federal Court of Justice (Bundesgerichtshof, BGH), Germany’s Supreme Court for civil and criminal cases. The Karlsruhe Higher Regional Court, …

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