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Good morning,
KISS stands for Keep It Simple Stupid.
The "Stupid" part is a reminder that smart people can make stupid mistakes when things are complicated.
"Simplicity is the ultimate sophistication"
– Attributed to Leonardo Da Vinci
Retirement investing should be kept simple to minimize mistakes.
And retirement investing is all about creating passive income.
Sure Dividend focuses on dividend growth stocks to build a growing passive income stream.
The Advantages Of Individual Stocks
Publicly traded stocks have a host of advantageous wealth-building characteristics:
- Stocks have generated the strongest returns of any major asset class over the long run.
(And it isn't close)
- The cost of buying and selling individual securities is incredibly cheap now. And holding stocks after purchasing them is free.
- The stock market's combination of transparency (readily available financials) and liquidity reduce uncertainty relative to more opaque and illiquid investments.
But the stock market has its flaws...
The Stock Market's Big Flaw
The "big catch" of the stock market is price volatility.
When you see prices decline quickly, it can be difficult to hold for the long-run.
The big drawback of the stock market is volatility... But that isn't a real drawback with income investing.
The Conservative Long-Term Income Investor Advantage
It's also where being a relatively conservative, long-term investor becomes an advantage.
“When an investor focuses on short-term investments, he or she is observing the variability of the portfolio, not the returns – in short, being fooled by randomness."
– Nicholas Nassim Taleb
When your portfolio produces the income you need, if stock prices fall by 10% or even 50%, your income doesn't fall.
- The above of course assumes you are in strong businesses likely to increase their dividend rather than reduce it.
Price declines don't impact the reason of investing; income.
But price declines do mean that putting new money into the market from any source is invested at more attractive rates.
Sources of funds may be:
- Reinvested dividends
- Selling overpriced stocks
- Or new savings
Conservative investors will naturally be drawn to higher quality businesses less likely to reduce their dividend payments during recessions.
And when you invest conservatively for income you get to profit from market volatility by choosing when you buy and sell instead of letting the market dictate your moves.
Picking exactly what dividend stocks to invest in can get complicated, but it doesn't have to.
The Cost Of Investing
There are a variety of investing services out there that range in price from asset managers and active mutual funds to investing directly in individual stocks.
The average advisory fee for a $1,000,000 account is ~1.0%. For a $1,000,000 portfolio, investing in individual securities yourself saves $10,000 per year, and savings only increase as your account grows.
The less you pay in investing fees, the more money is left in your investment account to grow and produce income for you.
The less you pay the more you keep.
This means investing in individual securities. And specifically, income producing securities to generate passive income for investors in retirement or preparing for retirement.
And that's where the Sure Analysis Research Database (SARD) shows its power.
About The Sure Analysis Research Database
The Sure Analysis Research Database is a rating and ranking service used to:
- Find, compare, and rank undervalued quality dividend stocks to buy
- Do a "must pass" final filter on ideas found elsewhere
- Do due diligence on and stay up-to-date with your current holdings
- Find potential sells
"Just a note of gratitude for the good work that you do. After every earnings season I devour your reports (on positions that I hold) and am always impressed by how thorough and thoughtful they are. Your research has made me a better investor. Just know that you are appreciated."
– Sure Analysis member
The Sure Analysis Research Database is our best and highest tier of service.
Data from the Sure Analysis Research Database powers all of our other premium services.
And, the Sure Analysis Research Database includes all of our other current premium services, so you aren't trading one for another.
Here's how we systematically find and rank the best income securities with Sure analysis:
- Our Sure Analysis team of 13 analysts will produce 3,600+ individual quarterly reports over the next four quarters for the 900+ income securities we cover.
- Every security is analyzed over the same metrics. This way, we can compare different securities – say an MLP versus a fast-growing information technology sector dividend stock – on an "apples-to-apples" basis.
- The more investments analyzed, the better your chances of finding deeply discounted high quality dividend growth stocks.
“The person that turns over the most rocks wins the game. And that’s always been my investing philosophy.”
– Peter Lynch
Having a membership to The Sure Analysis Research Database means you have a team of investment researchers "turning over" hundreds of income securities for you, constantly looking for the best income stocks.
And yes, there are still high quality dividend growth stock bargains to be found, even today's generally overvalued market.
Serious Value: Click here to see what's in SARD.
"I recently met with a financial advisor where we discussed my current investment strategy and he was quite impressed with what I am doing with dividends. I let him know that your company is my #1 source."
– Sure Dividend reader
Why Now Is The Best Time To Upgrade To SARD
Now is the absolute best time to join Sure Analysis because:
- The Sure Analysis Research Database will never be this inexpensive again.
Normal price: $999/year
Your savings are: $652/year
Deep discount price: $347/year
- Your price will never increase after you join.
It will stay at just $347/year.
- 60-Day Full Refund Period
There's absolutely no risk to join because you get a 60-day 100% refund period on your initial payment.
- 7 Deep Discount SARD Enrollment Spots Left
This no exceptions deep discount offer is limited to the next 7 investors who take advantage of it. This email is going out to over 80,000 engaged Sure Dividend readers. I don't expect these 7 remaining deep discount enrollment spots to last long.
- No Exceptions Offer
This offer ends when these final 7 spots are filled, with absolutely no exceptions for those who miss this deal.
Notes: The Sure Analysis Research Database annual plan, only $999 annually $347 annually. Enter coupon code SAVE652 if it doesn't auto apply. Current members of any of our other premium services will automatically receive prorated refunds for unused time on their current plans within 5 business days after their Sure Analysis trial charges. Lifetime plans get a full refund on the initial purchase price.
We are committed to your long-term investing success and look forward to helping you achieve your financial goals. Email us at support@suredividend.com with any questions.
To your compounding dividend income,
Ben Reynolds
Founder, Sure Dividend
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