Plus, how to grocery shop for 2 weeks on $175

TPH Daily Banner
Abe Lincoln working as a mall Santa

The State of Holiday Spending

What we'll spend this year

The Penny Hoarder's 2026 State of Holiday Spending report reveals how inflation, credit card debt and rising costs are forcing over 77% of Americans to cut back this holiday season. But even with cutbacks, survey respondents say they're planning on a spending several hundred dollars.

See The Report
 
a shopping bag on ice

Dumb Things You Should Never Spend Money On

Your wallet will be a whole lot happier once you put some spending on ice. Laying out cash for these silly things is holding you back from your bigger goals.

Spend Smarter →

 
an illustration of bread, cheese, produce, fish

Grocery Shop for 2 Weeks on $175: A Realistic Shopping List

Wondering how much to budget for groceries every two weeks? Here’s a realistic breakdown — plus sample plans that actually last 14 days.

Two-Week Budget →

an infographic about what holiday spending is non-negotiable regardless of cost
TPH Logo

No-B.S. Ways to Pay Off Debt Without Losing Your Mind

These tips were built for people who want out, but also have jobs, lives, and maybe a little bit of pride. They work with your real life, not against it.

Slash My Debt →

Save $3,000 Just by Saying No

Did you know saying NO could mean saying YES to more money? Here's how.

The Power of No →

TPH Logo

This Month's Class Action Settlements

These companies might owe you money! Check out the details and deadlines to see if you qualify.

Deadlines →