Get 4.00% APY and a $30 Bonus With This High-Yield Cash Account

Why pay your bank when your bank should be paying you? If you’re tired of fees and low interest rates, it’s time for something better.

With Wealthfront, you can earn 4.00% APY¹ through FDIC-insured partner banks — nearly 10x the national average savings rate. No monthly fees, no minimum balance, and unlimited transfers mean your money stays flexible and grows faster.

You can open an account with just $1 or get a $30 bonus² when you deposit $500 or more (terms apply).³

Start saving smarter — sign up today and claim your bonus.

Claim Your Bonus

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin.

42 Future Way | Draper, UT 84020 | U.S.

View in browser

Mailing preferences | Unsubscribe | Privacy Policy

DISCLAIMERS

1. Based on the national average interest rate for savings accounts as posted on FDIC.gov, as of 12/27/2024. FDIC coverage will remain at up to $8 million for individual Cash Accounts ($16M for joint accounts) through partner banks.

2. Client must maintain $500 by the 30 day mark. See website for details.

3. Checking features for the Cash Account are subject to identity verification by Green Dot Bank, Member FDIC. Cash account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”;), a Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the interest rate, and provide FDIC insurance. The APY rate listed is as of 12/27/2024 and is subject to change at any time. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details. Limits, fees, and exclusions apply. All investing involves risk, including the possible loss of money you invest.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

Please note, Real-Time Payments (RTP) transfers may be limited by destination institutions,daily transaction caps, and by participating entities such as Wells Fargo and the RTP® Network. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Wealthfront doesn’t charge for transfers, but receiving institutions may impose an RTP fee.

The Penny Hoarder receives compensation when a reader clicks on the referral link that redirects them to Wealthfront, which creates a conflict of interest. Penny Hoarder’s opinions in this article are their own and are not tied directly to such compensation. The Penny Hoarder and Wealthfront Brokerage, LLC are not associated with one another and have no formal relationship outside of this arrangement.