Hi Jan,
As we head into the long Fourth of July weekend, many of us find ourselves reflecting on freedom, both in a national sense and in a personal one. And for those in or approaching retirement, that often means thinking about financial independence and how to turn years of saving into a reliable income that supports the life you want to live.
This week’s featured article is all about that shift: moving from accumulation to distribution. It’s based on a great listener question we received during our recent YouTube Live Q&A session, which led us to explore how different income styles approach retirement spending, tax efficiency, and risk.
Whether you’re someone who thrives on structure or prefers flexibility, this week’s content is all about helping you create a plan that fits-not just financially, but personally.
| | | | The Spending Shift: Turning Your Portfolio into a Paycheck Once you hit retirement, the focus shifts from saving to spending, and how you take those distributions can have a big impact on how long your money lasts. You’ve done the hard work of building your nest egg; now it’s time to spend it. But creating a retirement income plan isn’t just about maximizing every dollar. It’s about doing so in a way that aligns with your comfort level and your goals, while considering tax efficiency.
By Retirement Researcher | | | | Strategic Tax Planning Tips Every Retiree Needs to Know Tax planning in retirement isn’t just about minimizing what you owe—it’s about creating an efficient strategy to preserve your wealth and maximize your income. Many retirees assume their tax burden will decrease after they stop working.
By Retirement Researcher
| | | | The Four L’s of Retirement: A Framework for Financial Confidence Planning for retirement can often feel overwhelming. Balancing the need for financial security alongside personal goals and flexibility might seem impossible. However, with the right framework, you can create a plan that works for you now and in the future.
By Retirement Researcher
| | | | Retire with Style Live Q&A
In this live Q&A session, Alex Murguia and Wade Pfau answer questions on key aspects of retirement income planning, including withdrawal strategies, the 4% rule, tax considerations, and the role of financial advisors. retirement guidance.
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