Oct. 21 - Fiserv gains pricing edge potential | Amex restaurant spending growth rate ebbs

Amex Q3 restaurant spending growth edges down; Apple, Klarna collaborate on BNPL; PayPal drops fundraiser tool on app; Employees who lean on EWA face increased fees

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Daily Dive

Oct. 21, 2024 | Today’s news and insights for payments leaders

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Fiserv may grab competitive edge with new bank charter

The payments processor can undercut rivals on price because it won’t be paying bank fees, say industry consultants.

Amex Q3 restaurant spending growth edges down

The card issuer has recently focused on courting cardholders hungry for restaurant services, but last week reported spending growth in that category had waned.

Apple, Klarna collaborate on BNPL

The tech giant has linked with the Swedish buy now, pay later provider to offer Apple Pay customers in the U.S. and U.K. another payment option.

How digital wallets are a powerful strategy for brands

Looking to drive more revenue for your business? This guide will show you how to activate digital wallets in ways other than payments that’s impactful to your brand. Get the guide.

PayPal drops fundraiser tool on app

The payments pioneer is discontinuing a program through which app users could post fundraising drives, often for personal needs. Other options for donating will remain.

Employees who lean on EWA face increased fees

Many employees who use earned wage access services are high-frequency customers who end up with higher overdraft costs, said a Center for Responsible Lending report.

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